Non-Charity Options to Help Pay Your Pet’s Vet Bill


This option only works if you have a very active social media presence. Without a lot of people to share the post with, you may have difficulty getting anyone to see your fund request. If you spend a lot of time on Facebook and Twitter, people successfully raise money every day to adopt an emotional support animal, offset their pet’s surgery costs, and more.


If you’re interested in setting up a payment plan for vet bills, CareCap can help. Once you and your vet sign up, the insurer creates a custom payment plan based on your budget. Note: CareCap charges a 1% fee each month.

United States Department of Veterans Affairs

If you’re a veteran with a service dog, the United States Department of Veterans Affairs will cover the cost of veterinary care, along with any equipment related to the service that dog provides. Veterans Affairs doesn’t cover unrelated costs such as over-the-counter medications or flea treatments.

CareCredit Veterinary Financing

This healthcare credit card gives you the flexibility to pay for pet medical bills ranging from routine appointments to emergency surgeries.


You can apply for a payment plan and scratchpay will pay your vet immediately. You can either pay them back in 30 days without interest, or over a 12 to 24 month period with a personalized interest rate based on your financial profile.

Branch Locations
Main Library 449 Halsey Road
Parsippany, NJ 07054
(973) 887-5150
Lake Hiawatha 68 Nokomis Avenue
Lake Hiawatha, NJ 07034
(973) 335-0952
Mount Tabor 31 Trinity Park
Mount Tabor, NJ 07878
(973) 627-9508
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